Australia's LeadingScan-to-Pay Platform
QwikPay brings QR code payments to Australia, built on PayID and PayTo. No card networks. No interchange fees. $0 per transaction for merchants and customers. With surcharges banned from October 2026, we exist so businesses have a payment option that costs them nothing.
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Why QR Payments?
Card payments cost Australian merchants 1.4 to 1.6% on every transaction. Until now, that cost could be passed on as a surcharge. From October 2026, it cannot. That fee sits in merchant margins unless there is an alternative.
QwikPay is that alternative. Built on PayID and PayTo, Australia's bank-to-bank payment infrastructure. No card network. No interchange. $0 per transaction. Merchants add a QR code alongside their existing setup and keep 100% of every sale processed through QwikPay.
QR Scan to Pay
Simple QR code payments
Real Time Transaction Monitoring
AI/ML Based transaction monitoring system
Zero Transaction Fees
Keep 100% of every sale
24/7 Support
Always here to help
Our Values
These core values guide everything we do at QwikPay. They shape our culture, our product decisions, and how we serve our community.
Both Sides Win
Card fees have always been a compromise. Merchants absorb them or pass them on. QwikPay removes that choice entirely. $0 per transaction means no one loses.
No Hidden Anything
Free for your first 6 months — or 12 months if you sign up before 30 August 2026. After that, a flat monthly fee based on volume. No transaction fees, no surprise charges, no lock-in.
Built for Local Business
Local businesses are the ones who absorb card fees the hardest. QwikPay was designed for the cafe, the salon, the gym. A $0 option at the counter that takes 5 minutes to set up.
Australian Infrastructure
Built on PayTo and PayID, Australia's official next-gen payment rails. AUSTRAC registered. Bank-level security. No foreign card network in the middle.