Surcharge ban: 1 Oct 2026071d:11h:14m:07sQwikPay for Merchants →

Australia's LeadingScan-to-Pay Platform

QwikPay brings QR code payments to Australia, built on PayID and PayTo. No card networks. No interchange fees. $0 per transaction for merchants and customers. With surcharges banned from October 2026, we exist so businesses have a payment option that costs them nothing.

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Why QR Payments?

Card payments cost Australian merchants 1.4 to 1.6% on every transaction. Until now, that cost could be passed on as a surcharge. From October 2026, it cannot. That fee sits in merchant margins unless there is an alternative.

QwikPay is that alternative. Built on PayID and PayTo, Australia's bank-to-bank payment infrastructure. No card network. No interchange. $0 per transaction. Merchants add a QR code alongside their existing setup and keep 100% of every sale processed through QwikPay.

How PayTo works →

Additive, not a replacement for existing payments
Built on PayTo and PayID, Australian infrastructure
Free for the 12 months (12 months if you sign up before 30 Aug 2026), no contracts
Customers earn Qwik Points. Merchants keep 100%.

QR Scan to Pay

Simple QR code payments

Real Time Transaction Monitoring

AI/ML Based transaction monitoring system

Zero Transaction Fees

Keep 100% of every sale

24/7 Support

Always here to help

Our Values

These core values guide everything we do at QwikPay. They shape our culture, our product decisions, and how we serve our community.

Both Sides Win

Card fees have always been a compromise. Merchants absorb them or pass them on. QwikPay removes that choice entirely. $0 per transaction means no one loses.

No Hidden Anything

Free for 12 months — or 12 months if you sign up before 30 August 2026. After that, a flat monthly fee based on volume. No transaction fees, no surprise charges, no lock-in.

Built for Local Business

Local businesses are the ones who absorb card fees the hardest. QwikPay was designed for the cafe, the salon, the gym. A $0 option at the counter that takes 5 minutes to set up.

Australian Infrastructure

Built on PayTo and PayID, Australia's official next-gen payment rails. AUSTRAC registered. Bank-level security. No foreign card network in the middle.

The team behind QwikPay

Three co-founders on a mission to give Australian merchants fair payment options.

Nik Bavisetti

Nik Bavisetti

Co-founder and CEO

Nik is a software engineer and MBA founder who's spent the last 5+ years in legal tech and 7+ years automating businesses across multiple ventures. As CEO, he owns QwikPay's product direction, fundraising, and bringing the product to market, blending technical chops with entrepreneurial hustle to build Australia's fee-free payment platform.

Sudheer Singampalli

Sudheer Singampalli

Co-founder and CTO

With 13+ years in banking and insurance tech, Sudheer is obsessed with solid software architecture. He built and leads QwikPay's platform, making sure it's scalable, secure, and actually works seamlessly for Australian merchants.

Vijay Kota

Vijay Kota

Co-founder and Head of Sales

Vijay is all about growth. With years of driving sales and expanding into new markets, he's the force behind getting QwikPay into merchants' hands and building meaningful partnerships across the country. His expertise in revenue growth and alliance-building is key to QwikPay's expansion.