Download the QwikPay App
Two apps. One for merchants, one for users. Both free to download. Zero transaction fees from day one.
Choose Your App
Merchant or customer, there is an app for you. Both free to download. Both live today.
QwikPay for Merchants
Accept payments, manage transactions
Add QwikPay to your counter in 5 minutes. $0 transaction fees. Surcharge ban coming October 2026. Be ready.
Key Features:
- $0 transaction fees on every QwikPay payment
- Display your QR code, no hardware needed
- Instant settlement to your wallet
- Customers earn rewards at no cost to you
QwikPay for Users
Pay, earn rewards, save money
Ditch the card. Pay with your phone, earn Qwik Points on every dollar, and pay zero surcharges.
Key Features:
- Earn 1 Qwik Point per $1 spent
- Zero surcharges, ever
- No card details shared with merchants
- Instant payments via QR code or merchant email
What You Get
Built on PayTo and PayID. AUSTRAC registered. No card network. No interchange fee.
Bank-Level Security
Your transactions are protected with enterprise-grade encryption and security protocols.
Instant Payments
Lightning-fast transactions that complete in seconds, not minutes.
Rewards on Every Purchase
Earn points with every transaction that can be redeemed for real value.
No Hidden Fees
Transparent pricing with no surprises. What you see is what you pay.
24/7 Support
Round-the-clock customer support to help you whenever you need it.
Support Local
Every QwikPay payment means the merchant keeps 100% of the sale. No fees taken by a card network.
System Requirements
iOS App
Android App
Security & Privacy
QwikPay apps are built with privacy by design. We never store your sensitive financial data on our servers, and all transactions are encrypted end-to-end for maximum security.