Pay without surcharges, earn with every purchase
Ditch the cards and embrace fee-free payments. QwikPay eliminates surcharges while rewarding you for every dollar spent. It's the smarter way to pay in Australia.
Get the QwikPay App
Join thousands of Australians saving money on every purchase. Download the QwikPay app and start earning rewards instantly.
The Smart Way to Pay
Compare QwikPay with traditional payment methods and see why thousands of Australians are making the switch to fee-free payments.
Feature
Traditional Cards
QwikPay
Built on Australian Payment Rails
We don't rely on card networks.
QwikPay uses PayID and PayTo, payment rails developed by Australia for Australians, shaping the future of payments in Australia.
Get your own unique PayID linked to your QwikPay wallet. Load money instantly from any Australian bank using your personalised identifier. No card networks, no delays, just direct transfers.
Set up automatic or on-demand payments using PayTo. Pre-authorise transfers from your bank account directly to your QwikPay wallet - the modern Australian way.
Your Money is Safe
Keep your money in your QwikPay wallet with complete peace of mind. All funds are safely held in trust accounts with one of Australia's Big 4 banks, ensuring your money is protected and always available when you need it. Withdraw whenever you want.
Say Goodbye to Surcharges
Never pay those annoying card fees again. What you see is what you pay - no hidden costs, no unexpected charges at checkout.
Your Phone is Your Wallet
Leave your cards at home. Pay with just your phone by scanning QR codes or using the merchant's email address for remote payments.
Privacy & Security First
Advanced AI and machine learning technology monitors every transaction in real-time to ensure your payments are secure.
Pay Without Being There
Order takeaway, pay bills, or shop online using just the business email. No need to physically visit or share sensitive card information.
Earn Rewards on Every Purchase
Unlike debit cards that give you nothing back, earn 1 point for every dollar you spend. Redeem for cashback, gift cards, dining vouchers, and more.
Data Exposure
No need to carry card, expose your card number to networks or have fear of losing your card.
Ready to Start Saving Money?
Join thousands of smart Australians who have eliminated card fees and started earning rewards with every purchase.