Ditch the Card. Earn Rewards. Support Local.
QwikPay lets you pay with your phone, earn Qwik Points on every dollar you spend, and put money back in the pockets of local businesses. Zero surcharges. Zero card fees. Total control over your money.
How It Works
Three steps. Two minutes to set up. Zero fees from day one.
Scan
Open QwikPay and scan the QR code at any merchant counter. No card. No tap. Just your phone.
Pay
Confirm the amount and pay instantly from your QwikPay wallet. No card details shared. No surcharge added. The business keeps 100% of the sale.
Earn
1 Qwik Point lands in your account for every $1 you spend. The local business gets paid. You get rewarded.
Four Reasons to Use QwikPay
Better for your wallet. Better for local businesses. Better than any card you carry.
Earn Rewards on Every Payment
Every dollar you spend earns 1 Qwik Point. Coffee, haircuts, markets, lunch. It all adds up. Redeem for products or convert to QwikPay Money and spend it on your next purchase. Your card stopped rewarding you. QwikPay just started.
Ditch the Card
Leave your wallet at home. QwikPay lives on your phone. No tapping, no inserting, no card details floating around on payment systems. Pay with a scan and move on with your day.
More Control Over Your Money
You decide what is in your QwikPay wallet and what you spend. No hidden fees. No surcharges tacked on at checkout. No surprises. What you see is what you pay, every single time.
Help Local Businesses and Earn While You Do It
Every time a customer pays by card, the merchant loses 1.4 to 1.6% in fees. When you pay with QwikPay, they keep 100% of the sale. You get Qwik Points. They get more margin. Everyone wins except the card network.
Every dollar you spend earns you more.
Every payment earns you 1 Qwik Point per $1 spent.
No expiry. No minimum spend. No hoops to jump through.
Redeem in the QwikPay rewards store or convert to QwikPay Money and use it on your next purchase.
The more local businesses you support, the more you earn.
No Expiry
Your points are yours to keep. No ticking clock.
Rewards Store
Redeem for products, vouchers, and more.
QwikPay Money
Convert points to credit and spend on your next purchase.
Built for Everyday Payments
Everything you need. Nothing you don't.
Zero surcharges
Pay the price you see. Always.
1 Qwik Point per $1 spent
Earn on every payment, everywhere QwikPay is accepted.
No card details required
Your card number stays with you. Pay from your QwikPay wallet using just your phone.
Instant transfers
Money moves the moment you confirm. Fast for you, fast for the merchant.
Pay remotely
No QR code nearby? Pay any merchant by entering their email address. Works from anywhere.
Bank-level security
Built on PayTo and PayID. Australia's official next-gen payment rails. AI-powered fraud monitoring on every transaction.
Pay better. Earn more. Support local.
Download QwikPay, load your wallet, and scan at any QwikPay merchant. Setup takes 2 minutes.