Surcharge ban: 1 Oct 2026175d:22h:04m:09sQwikPay for Merchants →
For Australian Businesses

One QR Code. $0 Transaction Fees. Happy Customers.

Add QwikPay to your counter in 5 minutes. Customers scan and pay instantly with no surcharges and earn rewards. You keep 100% of every sale. Free for your first 6 months - sign up before 30 August 2026 and get 12 months free.

How a payment works

From scan to settled in seconds

Display your QR code
Customer scans and pays
Funds hit your wallet instantly
You pay $0 in fees
6 months12 months free
Early bird - sign up before 30 Aug 2026
No setup fee. No contracts. No transaction fees.
Get Started for Free

Trusted by Australian businesses of all sizes

Cafe & Restaurant
Retail Stores
Service Businesses
Online Merchants

How It Works

Up and running in 5 minutes. No disruption to how you work today.

01

Add QwikPay QR Code

Keep everything you have. Print your QwikPay QR code and place it at your counter. Customers who want to use it can. Everyone else pays exactly as they do today.

02

Your customer scans and pays

They open QwikPay, scan your QR code, confirm the amount. Payment hits your wallet instantly. They earn Qwik Points. You pay nothing.

03

Free for your first 6 months

No setup fee. No transaction fees. No contracts. Sign up before 30 August 2026 and get 12 months free. After your free period, pricing starts from $19.99/month based on volume.

Why Merchants Choose QwikPay

Compare QwikPay with traditional payment processors and see why Australian businesses are adding fee-free payments to their counter.

Feature

Traditional Processors

QwikPay

Transaction Fees
1.4% - 1.6% per sale
$0
Monthly Terminal Fees
$50 - $150
$0
Settlement Time
1-3 business days
Instant
Hardware Required
EFTPOS terminal
Display a QR code
Contracts
Lock-in periods
Cancel anytime

$0 transaction fees

Not 1.4%. Not 1.6%. Zero. Every QwikPay payment costs you nothing, now and after the ban.

  • Zero fees on every payment
  • No monthly minimums
  • No hidden costs
  • Keep 100% of every sale
Save thousands monthly

No hardware

No terminal to buy or rent. Any phone or tablet displays your QR code. Print it and stick it to your counter.

  • No EFTPOS terminal needed
  • Use any device you own
  • Print your QR code once
  • Ready in 5 minutes
$0 setup cost

Instant settlement

Payments hit your wallet immediately. No next-day waits.

  • Funds available instantly
  • No batch processing delays
  • Withdraw on demand
  • Real-time transaction view
Real-time funds

Built-in customer loyalty

Customers earn Qwik Points every time they pay you. Rewards bring them back. Zero cost to you.

  • Customers earn 1 point per $1
  • Points redeemable for rewards
  • No loyalty app to manage
  • Increase repeat visits
Built-in loyalty program

Nothing changes for your other customers

Customers who prefer to tap still can. QwikPay is simply one more option available to them.

  • Keep your existing setup
  • No retraining required
  • Additive, not a replacement
  • Works alongside EFTPOS
Zero disruption

Australian built

Built on PayTo and PayID. Australia's official next-gen payment rails. AUSTRAC registered. Bank-level security on every transaction.

  • PayTo and PayID infrastructure
  • AUSTRAC registered
  • Bank-level encryption
  • Big 4 bank trust accounts
AUSTRAC registered

Ready to add a $0 fee option?

Keep your existing setup. Add QwikPay alongside it. Free for your first 6 months - sign up before 30 August 2026 and get 12 months free.

Become a Merchant

The ban is coming. Get ahead of it.

Every merchant in Australia is about to absorb card fees they used to pass on. The ones who add QwikPay now will have a $0 option available at their counter from day one.

Setup takes 5 minutes. Free for your first 6 months.

Sign up before 30 August 2026 and get 12 months free.

$0
Transaction Fees
5 min
Setup Time
6 mo12 months
Free to Start
Early bird - before 30 Aug 2026

$0 transaction fees. Surcharge ban coming Oct 2026.

Free for 6 months 12 months if you sign up before 30 Aug 2026. No contracts.