How to use PayTo

Set up a PayTo agreement through your bank and add funds to your QwikPay account.

3 min readUpdated August 2026

Add money

Enter the amount you would like to add, then select Next.

Verify your PayID

Enter the email address or phone number registered as your PayID and linked to your bank account.

Select Verify PayID. Once verified, select Continue.

PayTo secure checkout showing a verified PayID and Continue button

Open the PayTo agreement

Open your bank account using the PayTo notification you received.

If you did not receive a notification, search for the PayTo agreement in your banking app or online banking.

PayTo secure checkout asking the customer to accept the PayTo agreement in their bank

Authorise the agreement

Review the PayTo agreement in your banking app, then authorise it.

Banking app showing PayTo agreement details and the Authorise button

Confirm your funds

Return to QwikPay and confirm that the funds have been added successfully to your account.

Future PayTo top-ups

Once the agreement is authorised, log in to QwikPay and enter the amount you want to add. Confirm with Face ID or your fingerprint, and the funds will be added automatically.

Add funds and make paymentsLearn about the other ways to fund your wallet and make payments.All user guidesBrowse help for QwikPay users.

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